1104 W Redondo Beach Blvd. Gardena, CA 90247 Se Habla Español Call Us (310) 366-7666
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Insurance & Financing in Gardena, CA

At Gardena Dental Group, we believe quality dental care should be accessible and stress-free. That's why we work with most major dental insurance plans, handle the paperwork for you, and offer flexible financing options, making it easy to get the treatment you need while staying within your budget.

Request an Appointment (310) 366-7666
Our front desk team reviewing insurance and payment options at Gardena Dental Group
How It Works

We Work with Your Insurance

We know that making sense of dental insurance can be confusing. Our experienced team will verify your coverage, explain your benefits, and make sure you understand your out-of-pocket costs before any treatment begins. Gardena Dental Group is proud to be in-network with many major PPO plans, and we welcome out-of-network benefits, too.

Delta Dental
Anthem
Ameritas
Blue Shield
Cigna
Sun Life
GeHA
Guardian
Humana
Aetna
Principal
UnitedHealthcare
MetLife
Medicare
+ And many more

Don't see your insurance here? We are providers for many other plans. Please call us at (310) 366-7666 to find out!

Your Coverage

What Your Plan Covers

PPO

PPO Insurances Accepted

We proudly accept a variety of PPO (Preferred Provider Organization) dental insurance. PPO plans let you choose from a wide network of dentists, including our team at Gardena Dental Group. With a PPO plan you can expect:

  • Flexibility — PPO plans often do not require referrals to see specialists, giving you more freedom in managing your dental care.
  • Coverage — PPO plans typically cover a significant portion of preventive services such as cleanings, exams, and X-rays, plus coverage for restorative procedures like fillings, crowns, and root canals.
  • Out-of-network options — Staying in network gives you the highest level of coverage, but PPO plans also offer some coverage if you choose an out-of-network provider.

Our knowledgeable staff is here to help you understand the benefits of your plan and work with your insurance company to maximize your coverage.

Denti-Cal

Denti-Cal Coverage for Patients Up to Age 20

We are pleased to accept Denti-Cal, California's Medicaid dental program, for patients up to the age of 20 in Gardena, CA. Denti-Cal offers comprehensive benefits for eligible children and young adults, covering:

  • Preventive care — Regular check-ups, cleanings, fluoride treatments, and dental sealants to maintain oral health and prevent decay.
  • Restorative services — Fillings, crowns, and other treatments to restore damaged teeth.
  • Orthodontic treatment — Orthodontic evaluations and treatment may be covered for eligible patients with medically necessary conditions.

Our team is experienced in working with Denti-Cal and will guide you through the process of receiving the care you need.

Flexible Financing Options

Dental Financing Made Easy

At Gardena Dental Group, we believe everyone deserves access to high-quality dental care without financial stress. That's why we've partnered with top financing providers to offer solutions that fit your budget — making quality care more accessible, so you can focus on your oral health without the worry.

Benefits of Dental Financing with Gardena Dental Group

  • Low interest rates

    Competitive, low-interest plans make it easier to manage your budget.

  • Affordable monthly payments

    Spread the cost of your dental care into manageable monthly payments.

  • No hard credit check

    Many options use only a soft credit check, so applying won't hurt your score.

  • Get the care you need

    Move forward with recommended treatment now and pay over time, without delay.

Our Partners

Our Dental Financing Partners

We strive to ensure that all our patients receive the dental care they deserve at an affordable price. Our third-party financing is through CareCredit, Sunbit and Proceed Finance. We also accept payment by more traditional means, such as cash, checks, and credit cards.

CareCredit

CareCredit is a trusted healthcare credit card that provides flexible financing for dental procedures. Choose from various payment plans, including interest-free options if paid within the promotional period — a convenient way to finance both routine and advanced treatment while managing your out-of-pocket costs.

  • Interest-free options within the promotional period
  • Covers routine and advanced treatment
  • Apply online in minutes
Apply Now

Sunbit

Sunbit makes financing everyday dental care easy and accessible. Known for a fast, hassle-free approval process, Sunbit offers short-term payment plans with no hard credit check required — so keeping up with regular visits and necessary treatment stays manageable.

  • No hard credit check required
  • Fast, hassle-free approval
  • Low monthly payments
Apply Now

Proceed Finance

Proceed Finance offers patient-friendly plans with competitive interest rates and flexible terms. Whether you need a simple procedure or more extensive work, they can spread the cost over time, with a straightforward application and quick approval.

  • Competitive rates and flexible terms
  • Suited to larger treatment plans
  • Straightforward application, quick approval
Ask Our Team
Additional Payment Options

No Insurance? No Problem.

Not using insurance or not covered? Here are your other payment options.

Flexible Financing Options

We offer monthly payment plans for treatment through CareCredit, Sunbit, and Proceed Finance, with in-house financing options available upon request.

See Financing Partners

Pay Directly for Your Treatment

Prefer to pay as you go? We keep our pricing transparent and our team will give you a clear estimate before any treatment begins.

Get an Estimate
We've Got Answers

Frequently Asked Questions About Insurance & Financing

Don't see the answer you're looking for?

Get in Touch
Do you accept my insurance?

We're in-network with most major PPO plans. If you don't see your carrier listed, call us — we can often still process your benefits as an out-of-network provider or help you maximize your coverage.

What's the difference between in-network and out-of-network?

In-network means we've agreed to discounted rates with your insurer, so your out-of-pocket costs are lower. Out-of-network means we haven't signed that contract, but we'll still file claims on your behalf and you may receive partial reimbursement.

How do I find out what my plan covers?

Our front desk team will verify your benefits before your appointment at no charge. We'll explain exactly what's covered, what your deductible and co-pays are, and give you a written estimate.

Will you file my insurance claims for me?

Absolutely. We handle all claim submissions on your behalf and follow up with your insurer if there are any questions or delays.

Can I use financing and insurance together?

Yes. After your insurance covers its portion, financing can be applied to whatever balance remains. Many patients use both to keep out-of-pocket costs as low as possible.

Do I need good credit to qualify for financing?

Each financing partner has different approval criteria, and some options are available for a wide range of credit scores. Our team can help you find the plan that gives you the best chance of approval.

How long does financing approval take?

Most applications take just a few minutes and give you an instant decision, so you can often move forward with treatment the same day.

Can I pay off my financing early?

Yes — most plans let you pay off your balance early, and several offer interest-free windows if the balance is paid within the promotional period.

Visit Us in Gardena

Quality Care That Fits Your Budget

We're in-network with many major PPO plans and offer flexible financing through CareCredit, Sunbit, and Proceed Finance. Book your visit and we'll walk you through every option.

Request an Appointment (310) 366-7666